Hire Purchase is the popular choice for SsangYong drivers who want to own their vehicle. This simple payment plan is set out to take the stress out of buying your vehicle outright and is easy to apply for, able to be provided within a very short time and a decision can often be given in minutes.

Hire Purchasing a new or used SsangYong is a simple six-step process:

  1. Customers choose their SsangYong of choice, select their options and protection level
  2. Decide upon a deposit (or vehicle they want to part exchange towards the cost of the vehicle)
  3. Decide their term: the length of time they want to pay their SsangYong over
  4. Get a quote from our team
  5. Get accepted on a SsangYong hire purchase agreement and sign the documents
  6. Collect their new vehicle.

You even have the option of leaving no deposit. To reduce the payments, many of our customers choose a minimum £500 deposit or opt to have their current vehicle part exchanged as full or part payment of their SsangYong. If you want to know how much your current vehicle is worth towards the purchase of a new SsangYong, then use our value your vehicle form and we’ll arrange a preliminary quotation.

Buying a SsangYong on Hire Purchase has the following advantages:

  • You will own the vehicle once all payments have been made
  • There is no final balloon payment – all monthly payments are generally equal
  • You can choose the level of deposit from 0 to as much as you’d like
  • You can select your term from 24 months to 60 months
  • There are no mileage restrictions (unlike Personal Contract Purchase plans)
  • Annual Percent Rate (APR) is low and in some cases, you can end up paying nothing in interest.

SsangYong Hire Purchase brings only a few disadvantages over other finance schemes

  • Monthly payments are higher than a Personal Contract Purchase Plan
  • You are responsible for road taxation, servicing and maintenance costs (including MOT after the first three years)
  • You are not able to sell your vehicle privately during the contract.

SsangYong hire purchase brings an affordable solution to owning a new car or commercial. SsangYongs are some of the most reliable, affordable vehicles on the UK roads and this is fully supported with their included 5-year complete peace of mind warranty. For more details on this class-leading warranty, see our dedicated page here.


Contract Hire

For business & personal users who don’t want to own their vehicle, contract hire provides convenient way of adding SsangYong to your fleet with low payments


Personal Contract Purchase

The most affordable finance scheme for new and used cars is SsangYong Personal Contract Purchase (PCP). Get on the road for lower monthly payments


Hire Purchase

Hire Purchase is the popular choice for SsangYong drivers who want to own their vehicle and is set out to take the stress out of buying your next car

Finance Application

For the Ssangyong Turismo

Sales Location

Oxford Road
Reading, Berkshire RG31 6TQ
Phone: 0118 402 4780

Monday8:30 AM - 5:00 PM
Tuesday8:30 AM - 5:00 PM
Wednesday8:30 AM - 5:00 PM
Thursday8:30 AM - 5:00 PM
Friday8:30 AM - 5:00 PM
Saturday8:30 AM - 5:00 PM

Your official SsangYong dealership for new and used car sales, servicing and parts in Reading, Newbury, Basingstoke & the surrounding area

Apply for car finance by completing the details below

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Please click "Next" to advance to the final step.

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Charters Group respect your privacy and will not share your information with third parties for their independent use. We would like to stay in touch with you to keep you up to date with our latest product news, marketing services and offers. If you would prefer not to receive future information by either of the listed methods, please indicate by un-ticking the relevant box.

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Our standard used car warranty includes: safety + mileage check, recovery package, buy back guarantee, provenance check, an independent valuation and more


Need a car but can’t get credit?

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Hire Purchase (HP)£209.21£1,030.00£0.00£10,304.00£9,274.00£0.00£13,592.0013.4% (fixed)60 Months13.4%
Personal Contract Purchase (PCP)£191.02£1,030.00£0£10,304.00£9,274.00£3,519.47£13,718.4313.4% (fixed)48 Months8000£0.1213.4%

Charters of Aldershot Limited is an appointed representative of ITC Compliance Limited which is authorised and regulated by the Financial Conduct Authority (their registration number is 313486). Permitted activities include advising on and arranging general insurance contracts and acting as a credit broker not a lender.

We can introduce you to a limited number of finance providers. We do not charge fees for our Consumer Credit services. We may receive a payment(s) or other benefits from finance providers should you decide to enter into an agreement with them, typically either a fixed fee or a fixed percentage of the amount you borrow. The payment we receive may vary between finance providers and product types. The payment received does not impact the finance rate offered.

All finance applications are subject to status, terms and conditions apply, UK residents only, 18’s or over, Guarantees may be required.

Personal Contract Purchase: *At the end of the agreement there are 3 options: (i) Renew: Part exchange the vehicle. (ii) Retain: Pay the Optional Final Payment to own the vehicle or (iii) Return the vehicle. Further charges may be made subject to the condition or mileage of the vehicle.


0118 402 4780

Charters SsangYong

Oxford Road
Reading, Berkshire RG31 6TQ
Phone: 0118 402 4780

Monday8:30 AM - 5:00 PM
Tuesday8:30 AM - 5:00 PM
Wednesday8:30 AM - 5:00 PM
Thursday8:30 AM - 5:00 PM
Friday8:30 AM - 5:00 PM
Saturday8:30 AM - 5:00 PM

Car sales are by appointment only. Contact us to book your slot